Ayman shape
The Fifth Commercial Court obligated an insurance company to lead to a car owner who had an accident that destroyed its engine, and turned it into a wreck, amounting to 8910 dinars, and obligated it to the appropriate expenses, in exchange for the legal fees and the expert fees, while the defendant retains the wreckage of the car.
According to lawyer Ahmed Touq, the car owner, the owner of the car, his client filed the case in front of the court, in which he stated that he owns the car 2019, which is secured by the defendant, and his car was subjected to a traffic accident on 29/7-2024 that resulted in the damage of the car and the engine damage as a result of the cooling water leakage caused by the car cooler, and he demanded the defendant to cover the damage arising from the accident, but it was refrained from Fixing the engine on the pretext that it is not affected by the accident, and that its responsibility is limited to repairing the damage that is on the front of the car, replacing the car cooler without the engine, and that it will not do so until after the plaintiff repaired the engine.
The plaintiff resorted to an expert to explain the cause of the damage to the car engine, which ended in his report after examining the vehicle that the full damage of the engine was due to the leakage of the cooling fluid quickly after the coolant (the radiator) was damaged when the collision occurred, and that the engine damage was caused by the cooling system directly due to the accident due to the other factors, including the air factor, and that the cooling liquid is largely compressed when the engine is operating; Because of the natural heat of the engine, it is supported by high atmosphere, which led to the damage of the engine in a short period of time, in a way that does not leave an area to avoid damage even if the person is experienced in the field of cars, and that the market value of the car is in a healthy condition of 9 thousand dinars, and its value as a crushing of 1800 dinars, and that the cost of repairing the engine and the damage of the car body is 13 thousand dinars, and the car is currently in the ruling of the total loss, so the plaintiff is submitted in the lawsuit of the court to request the ruling to it Concluding the company to the amount mentioned in the expert report.
The insurance company adhered to the defendant that the engine damage was due to the plaintiff’s behavior after the accident, which is to drive the car after the accident, and not to take the appropriate precautions to avoid the damage, which led to the engine damage, and indicated this by the expert appointed on its part.
The court indicated in the reasons for the ruling to the text of Article 6 of the third item of Resolution No. 4 of 2020 issued by the Governor of the Central Bank of Bahrain regarding the unified document to secure vehicles from the limit and damage.
