Friday 18/April/2025 – 03:52 AM
Many citizens are looking for the best savings certificates, and the fate of certificates prices after the central bank’s decision issued yesterday to reduce interest rates on deposit and lending operations.
Cairo 24 explains the details of the savings certificates with a number of banks operating in the banking sector, according to the official website of each bank, which came as follows:
National Bank certificates
- Platinum savings certificates for one year, under 27% interest rate spent at the end of the period, 23% is spent daily, 23.5% is spent monthly.
- Platinum savings certificates with an annual gradient, under a 30% interest rate, are spent at the end of the first year, 25%, second year, and 20% at the end of the third year.
- Platinum savings certificates with a monthly gradient return, under the price of 26%, are spent in the first year, 22% in the second year and 18% in the third year.
- Platinum savings certificates for 3 years, under 21.5% interest rate, spends a monthly pace.
- The “changing” 3 -year “platinum” savings, under the interest rate of 27.5%, will be paid quarterly.
- Savings certificates for 5 years, under a 4.25% interest rate, their return will be paid monthly at a fixed pace.
Banque Misr certificates
- – Talaat Harb certificate: a fixed return 23.5% is spent monthly or 27% at the end of the certificate period, with a minimum purchase of 1000 pounds, and it will last for one year.
- Summit Certificate: 21.5% return with a minimum purchase of 1000 pounds, and it will last for three years.
CIB Commercial Bank certificates
- Premium Triple Certificate: The interest rate recorded 20% annually and the return is paid monthly, and the purchase begins from the first million pounds as a minimum and complications of a thousand pounds.
- Triple Plus certificate: The interest rate is 19% annually and the return is paid monthly, and the purchase begins from the first 500 thousand pounds as a minimum and complications of a thousand pounds.
- Repeated Prime Certificate: The interest rate recorded 18% annually and the return is paid monthly, and the purchase begins from the first 100 thousand pounds as a minimum and complications of a thousand pounds.
Egyptian Agricultural Bank certificates
Good testimony:
The Agricultural Bank allows the purchase of good certificate a fixed interest rate of 19.5%, for a period of 3 years, disbursed annually, and at a price of 19% is spent monthly, provided that the minimum purchase is 1000 pounds.
Harvest certificate:
The bank allows the purchase of a harvesting certificate with a minimum of 1000 pounds quarterly, at a fixed interest of 16%, and annually at 17%, for a period of 3 years.
Triple dollar
The Egyptian Agricultural Bank allows the purchase of a triple dollar certificate at a 5%interest, fixed for a period of 3 years, with a period of spending a quarter of annually, with a minimum of $ 500.
The triple certificate in the euro
The Agricultural Bank also allows the purchase of a triglyceride certificate at 0.75% constant for a period of 3 years, with a quarterly exchange patrol, with a minimum of 500 euros.
Participant Islamic Certificate Certificate
The clients of the Agricultural Bank can purchase the participant’s Islamic five -year certificate at 10.25%interest, variable for a period of 3 years, with a period of spending a quarter of annually, with a minimum of 1000 pounds.
Islamic three -makers certificate
The Egyptian Agricultural Bank provides the purchase of the Islamic triple murab of 10%, changing for a period of 3 years, with a period of spending a quarter of annually, with a minimum of 1000 pounds.
Triple savings certificate
The Egyptian Agricultural Bank customers can also purchase a triple savings certificate, 10.5%interest, fixed for a period of 3 years, with a monthly periodic period, with a minimum to link the certificate 500 pounds.
The central bank decides to reduce the interest rate on deposit and lending
The Monetary Policy Committee of the Central Bank of Egypt decided to reduce the interest rate by about 2.25% in the second year of the current year 2025, according to the economic data in the Egyptian market, for the first time since 2020.
The Monetary Policy Committee of the Central Bank of Egypt in its meeting yesterday, Thursday, April 17, 2025, reduced the revenue of deposit and lending for one night and the price of the main operation of the Central Bank to 25%, 26% and 25.50%, respectively. It also decided to reduce the price of credit and discount to 24.75%.
